Sensible options exist in both models. Among the free ones, Bitwarden is worth recommending - it is open source, regularly audited, and encrypts passwords on your side, so its vaults have not been subject to any known serious data breach. In the paid version you mainly pay for sync convenience, family features and support - usually less than one coffee a month, which against the risk a manager reduces is a reasonable expense.
Put your most important documents in one secure place
Sejf Życia is an encrypted space for documents, access details and instructions for loved ones. Only you decide who gets access, and when.